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Can a health insurer deny coverage for a disease diagnosed recently, and what can you do about it?

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Asked 6 months, 2 weeks ago
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Asked by
Day of Dubai
Under Dubai Health Insurance Law, insurers are required to cover treatments included in your policy and allow beneficiaries full access to their entitled health benefits, meaning if medically prescribed procedures fall within your coverage, you can contest a refusal by first filing a written complaint with the insurer and, if unresolved, escalating the matter to the Dubai Health Insurance Corporation (DHIC) with supporting documents — but have you ever faced a claim rejection despite having coverage, and do you feel the dispute-resolution process in Dubai is clear and effective for policyholders?
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